Car Insurance Anchorage Alaska
Reader’s Question:
I live in Anchorage, Alaska. Am I required in the state of AK (Alaska) to carry an SR-22 after getting a reckless driving ticket (10 points)?
Betty
Anchorage, AK
An SR-22 financial responsibility certificate is not required after you get a reckless driving ticket however it will be if you are convicted of this major traffic violation then your Alaskan driver’s license is revoked.
The AK driver manual states that reckless driving is defined as a willful disregard for the safety of persons or property. Conviction of reckless driving in Alaska will result in a license suspension or revocation. You will need to check from the court listed on your citation or the AK Division of Motor Vehicles (DMV) how long the revocation of your driver’s license will last.
I would suggest that you contact the AK DMV since credits may be earned for violation-free driving and/or completion of a driver improvement course. The AK DMV can provide you more information on what traffic school courses are approved and could be used to receive these credits.
Auto Insurance Alaska
Reader’s Question:
Hi, I want to know what the minimum Bodily Injury Liability coverage in Alaska?
Kate
Anchorage, AK
The state of Alaska follows a Tort system. This means that someone must be found to be at fault for causing the accident, and that individual and their insurance provider is responsible for all the damages.
The state of Alaska requires minimum Bodily Injury Liability coverage of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is usually referred to as 50/100/25 coverage.
In addition to that, you can obtain Uninsured/Underinsured Motorist coverage for any bodily injury caused by an uninsured motorist. While Alaska state law does not require this coverage, you can buy this as an optional coverage for added protection.