Auto Insurance Alaska

Reader’s Question:

Hi, I want to know what the minimum Bodily Injury Liability coverage in Alaska?

Kate

Anchorage, AK

 

The state of Alaska follows a Tort system. This means that someone must be found to be at fault for causing the accident, and that individual and their insurance provider is responsible for all the damages.

The state of Alaska requires minimum Bodily Injury Liability coverage of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is usually referred to as 50/100/25 coverage.

In addition to that, you can obtain Uninsured/Underinsured Motorist coverage for any bodily injury caused by an uninsured motorist. While Alaska state law does not require this coverage, you can buy this as an optional coverage for added protection.