Car Insurance Anchorage AK
Filed under: Online Alaska auto insurance, SR22 Alaska, Teen Alaska auto insurance
Reader’s Question:
My daughter just got into an accident in Anchorage, Alaska with two other vehicles and totaled her car and it was her fault. As it turns out her insurance had cancelled on her before the accident. Will she have to pay out of pocket for the damages to the other cars or will the insurance on the other two vehicles cover it?
Jane
Anchorage, AK
There are 2 types of uninsured motorist coverages, one is for bodily injury and the other one is for property damage coverage. The other vehicle owner would need to have the property damage coverage to claim the damages on their cars with uninsured motorist. If the motorists do not have this coverage they might have collision coverage which they could make their vehicle damage claims under.
Even if the other car owners have insurance to cover their damages they might decide to come after your uninsured daughter to reimburse them for their deductible or damages. If the motorists do not have coverages that will take care of their own property damage then most states including Alaska would allow them to take your daughter, the at-fault party, to court to try and get a judgment against her that would pay them for their damages.
Tags: car, car insurance
