DUI Conviction and Car Insurance Rates in Alaska
Reader’s Question:
What will happen if I get caught for DUI in Alaska? Will my car insurance rates increase?
Andy
Anchorage, AK
Driving under the influence (DUI) of alcohol or any other controlled substance is considered a serious offense by the United States government, and Alaska is not an exception. This particular offense has been increasing alarmingly in all states and has been responsible for causing thousands of death in the past year.
In Alaska, if a motorist is arrested for DUI, he or she is faced with criminal suit and administrative license action. Part of these penalties is the revocation of a motorist’s driving privileges. In Alaska, those who get caught for the first time for DUI face 90 days suspension of driver’s license. Aside from this, a motorist has to carry high risk car insurance coverage for three years. Policyholders who have been cited for DUI are considered an unfavorable risk for any car insurance company. This infraction could result to increased premiums.
Aside from the fact that high-risk car insurance already costs too much, a policyholder with DUI citation will be closely watched by any insurer to assess if a policyholder will still be maintained. An individual with this type of driving record may have a hard time renewing his or her insurance policy. Worse, complete cancellation of car insurance coverage will be considered if a policyholder proves to be a big liability to the car insurance company.
