SR22 Insurance Policy In Alaska
Reader’s Question:
I heard that not everyone is required to get SR22 insurance policy. I am just curios, when will I be required to get SR22 insurance policy in Alaska?
Mila
Anchorage, AK
It’s good to know that you are aware that not all are required to get SR22 insurance policy in Alaska. Just for clarification, let me tell this first for everybody’s information on what SR22 insurance policy in Alaska is all about.
An SR22 insurance policy is a form or certificate of insurance. This proves that a particular driver has an existing auto insurance policy. The SR22 insurance is a vehicle motor liability that meets what is required by the states of Alaska. If you need SR22 insurance, you own car insurance company needs to file the certificate of insurance to the Alaska Division of Motor Vehicles (DMV). In addition, if there is a lapse, cancellation, or even termination of the policy, your auto insurance company needs to inform the AK DMV also.
In most cases, a driver is required to get SR22 insurance policy to reinstate a suspended or revoked license. For some, it will be required to be maintained for life for: refusal conviction or fourth conviction of DWI offense and unsatisfied judgment.
The usual period to maintain an SR22 insurance policy in Alaska is for three (3) years. Even if you do not own a vehicle, you may still be required to get SR22 insurance. This time it will be in a form of non owner SR22 insurance.
For more information about SR22 insurance, you can ask you car insurance agent or even the Alaska Department of Administration Division of Motor Vehicles.