SR22 Non Owners Insurance In Alaska
Reader’s Question:
I don’t have a car. I only borrow my friend’s car. Now, I am required to get SR22 insurance to have my license reinstated. How do I do this? My friend told me all I need to do is to get SR22 non owners insurance in Alaska. Is that correct?
Lovely
Anchorage, AK
Your friend is correct Lovely. Since you do not own a vehicle and you need to get SR22 insurance all you have to do is to get SR22 non owners insurance in Alaska.
An SR22 insurance (or SR22 non owners insurance in Alaska) is simply a certificate of auto insurance that shows proof of an existing car insurance policy of a particular driver. To have your license reinstated, it needs to be filed by an auto insurance company that is licensed to write SR22 insurance in the state of Alaska to the AK Division of Motor Vehicles.
I’ve checked with the Alaska Department of Motor Vehicles and found a sample of SR22 insurance certificate. It includes information like: crash information (date and location), driver’s personal information (name, date of birth, license number, and mailing address) vehicle information (year, make, model, license plate number, and VIN) and car insurance company information (name of the company, policyholder’s name and address, policy period and number)
To get non owners SR22 insurance in Alaska, you can check with your car insurance company. Usually, you will be required to maintain non owner SR22 insurance for a period of three years. You must be careful not to let your car insurance be cancelled or lapse to avoid suspension on your license again.